I thought my seat stay had a paintwork chip, wasn’t sure how it got there, these things happen after all
But I was annoyed to realise that my bag occasionally hits or rubs it.
The rack has worn and the bag warped a little so it now makes contact.
Reducing future damage was my next action (I’ll look at adjustment, paint and a better solution when I have some free time). So I grabbed some padding, cable ties and some cutters
Quick fix done
Probably quicker than the time taken on this post.